It’s the the holiday season: A time when we reevaluate what we have
accomplished over the past year and determine what we need to do next
year; a time to look at the “what ifs.” Have I spent too much? Have I
saved enough? What happens if I become sick or disabled? What happens if
I pass away? Will my family be protected? Will my children be able to
go to college?
These are just a few of the questions we need to ask ourselves, and
if we don’t like the answers, it is time to take affirmative action to
correct the problem. Problems and solutions. The problems I listed in
the above questions all have a solution with a definitive cost. The cost
can be adjusted to your cash flow and financial condition. That’s what
agents and financial advisors do—work with you to help you solve these
problems. These professionals can help guide you through the
decision-making process, but you must take action and implement the
recommended solutions.
Think about the problems. Consider the solutions. Pick up the phone
and call your agent/advisor today. If you don’t have one, you can sign up from now on.